Limited Payment Endowment (Nawa DhanaLaxmi Jeevan Beema)
Limited Payment Endowment (Nawa Dhana Laxmi Jeevan Beema)
It’s a Limited Payment plan with Money-back feature. The insurance policy period is either 10, 15 or 20 year. But the Premium shall be paid within 1 year (as single), 3 year, 7 year, 12 year or 16 year. This product is suitable for those customers who requires Policy Coverage for long period and want to avoid the hassle to pay the premium year and year.
Survival Benefit
On Survival, the benefits as a percentage of Sum Assured will be as
- •For Policy with Tenure 10 year: On 3rd and 7th Year 20% of Sum Assured and on 10th year remaining 60% of Sum Assured and Accrued Bonus.
- •For Policy with Tenure 15 year: On 3rd year 15%, On 7th and 12th Year 15% of Sum Assured and on 15th year remaining 60% of Sum Assured and Accrued Bonus
- •For Policy with Tenure 20 year: On 3rd, 7th, 12th and 16th year 10% of Sum Assured and on 20th year remaining 60% of Sum Assured and Accrued Bonus
Maturity Benefits
Maturity Benefit: This product offer enhanced Sum Assured at Maturity based on the policy term.
- for Policy with 10 year Tenure : 10% of Sum Assured
- for Policy with 15 year Tenure : 15% of Sum Assured
- for Policy with 20 year Tenure : 20% of Sum Assured
Riders:
- Sun Medicare
- ADB
- Critical Illness
- Funeral Expenses
Features
- Minimum Age At Entry: 18
- Maximum Age at Entry: 60 years
- Policy Term: 10,15 and 20 years
- Maximum Age at Maturity: 70 years
- Pay Mode: Monthly, Quarterly, Semi-annually, Annually, Single
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