15-Years Money Back Cum Whole Life Assurance (Saarthak Ajeewan Jeevan Beema)
15-Years Money Back Cum Whole Life Assurance (Saarthak Ajeewan Jeevan Beema)
It’s a Money Back Plan where the life insured purchase a policy for a certain period of time but the risk is covered up to death of the policyholder or up to the period of life assured attaining age 100, whichever comes earlier. On survival till the end of the policy term, FULL SUM ASSURED plus declared and vested bonuses will also be paid. An additional amount equal to SUM ASSURED will be paid when the policyholder reaches age 100 or to the beneficiary on death after the policy term but before age 100, whichever is earlier.
Death Benefit During Premium Paying Term
On death of life assured during the paying term of policy, FULL SUM ASSURED Plus Vested Bonus in the policy will be paid.
Survival Benefit
- •On Survival to 5 years from commencement: 25% of the sum Assured
- •On Survival to 10 years from commencement: 25% of the sum Assured
- •On Survival to 15 years from commencement: 50% of the sum Assured + Vested Bonus
- •On survival to 100 years age: Full Sum Assured will be paid if not paid earlier due to death.
Death Benefit Post Premium Paying Term
On Death of Life Assured after the premium paying term full Sum Assured will be paid.
Riders:
- •Sun Medicare
- •ADB
- •PTD/PWB
- •Critical Illness
- •Funeral Expenses
Features
- Minimum Age At Entry: 18 Years
- Maximum Age at Entry: 55 years
- Policy Term: 15 Years
- Maximum Age at Maturity: 70 years
- Minimum Sum Assured: 50,000
- Pay Mode: Monthly, Quarterly, Semi-Annually, and Yearly
Total Insurance Products
Explore our comprehensive range of insurance solutions designed to protect you and your loved ones.
Sun Medicare – Emergency Medical Rider
Fast, Hassle-Free Health Protection When You Need It Most Life doesn’t warn you before an emergency. That’s why Sun Medicare by Sun Nepal Life Insurance is built to protect you quickly, smartly and without paperwork. Unlike traditional health insurance, Sun Medicare doesn’t ask for hospital bills or medical invoices. Instead, we offer a fixed payout based on the number of days you're hospitalized. It's predictable, transparent, and stress-free — exactly what you need during a medical crisis.
Sunlife Endowment Assurance Life Insurance
Secure Your Future with Savings and Protection The SunLife Endowment Assurance Plan is designed for individuals who seek a perfect blend of disciplined savings and life insurance protection. This simple yet powerful plan ensures that your family's financial future remains secure — while helping you build a fund for life’s important milestones. Under this plan, you commit to saving over a specific policy term. In return, you are guaranteed: A lump sum payout upon maturity if you survive the policy term Full Sum Assured plus declared bonuses to your family in case of an unfortunate demise during the policy period Additionally, by choosing optional riders, you can strengthen your protection with accidental death benefits and premium waivers in case of total disability.
Golden Child Endowment Assurance Policy (Sunaulo Bal Samriddha Jeevan Beema)
A Smart Way to Secure Your Child’s Future with Guaranteed Returns and Life Coverage The Golden Child Endowment Assurance Policy is a specially designed life insurance plan by Sun Nepal Life Insurance that helps parents build a secure financial future for their children. Combining long-term savings and life protection, this policy ensures that your child’s life goals — whether education, marriage, or career — are financially supported, even in your absence.