Bal Sambriddha Jeevan Beema
June 18, 2018It’s an endowment Assurance plan for child from age 0 to 15 years. The policy will end between the child attains age between 16 and 30. The optional benefit will secure the educational benefit of child even in case of death of Proposer.
On Survival at the end of Policy maturity, Full Sum Assured Plus Bonus will be paid.
On death of life assured after the commencement of Risk, Full Sum Assured Plus Bonus will be paid. On death before commencement of Risk all the premiums paid excluding extra amount will be paid.
| Features | |
|---|---|
| Minimum Age At Entry : | 0 |
| Maximum Age at Entry : | 15 years |
| Minimum Policy Term : | 10 years |
| Maximum Policy Term : | 30 years |
| Maximum Age at Maturity : | 30 years |
| Pay Mode : | Yearly, Half Yearly, Quarterly or monthly |
Rebate and Overload
| Rebate on Pay Mode | |
|---|---|
| Yearly | 2 % -Discount |
| Half Yearly | 1 % -Discount |
| Quarterly | NIL |
| Monthly | 5 % -Overload |
| Rebate of Large Sum Assured | |
|---|---|
| 300000 and Above | Rs 2 -Discount |
| 200000 to 299000 | Rs 1 -Discount |
Optional Benefits by paying additional premium. (0 to 14 years of age)
- MIB ( On Death of Proposer before child attains age 16, Amount equal to 1 %, 1.5 %, or 2 % (by adding extra Premium) of Sum Assured will be paid monthly as Monthly Income Benefit till the child attains age 16)
- PWB (Premium will be waived as Premium Waiver Benefit till the child attains age 16)
- Funeral Expenses (Funeral expenses 50000 or 25% of Sum Assured, whichever is less is paid for funeral expenses on death of proposer)
| First Policy Issue Date: 16-11-2017 |
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