Dhana Laxmi Jeevan Beema
July 21, 2018It’s an Limited Payment and Money-back plan paid for limited term of years. The Policy term is either 10, 14 or 18 years and the Premium Paying Term is either single, 5 , 7, 8, 10, 12 and 14 years.
| Features | |
|---|---|
| Minimum Age At Entry : | 18 |
| Maximum Age at Entry : | 60, 56, 52 years for Policy Term 10,14 and 18 years |
| Minimum Policy Term : | 10, 14 and 18 years |
| Maximum Policy Term | 10, 14 and 18 years |
| Maximum Age at Maturity : | 70 years |
| Pay Mode : | Single, Yearly, Half Yearly, Quarterly or monthly |
Rebate and Overload
| Rebate on Pay Mode | |
|---|---|
| Yearly | 2 % -Discount |
| Half Yearly | 1 % -Discount |
| Quarterly | NIL |
| Monthly | 5 % -Overload |
| Rebate of Large Sum Assured | |
|---|---|
| 501000 and Above | Rs 2 -Discount |
| 200000 to 500000 | Rs 1 -Discount |
Survival Benefits
On Survival, the benefits as a percentage of Sum Assured will be as
- For 10 years of Policy term :
- 15 % on 3rd year, 25 % on 6th year and 60 % Plus Bonus on 10th year.
- For 14 years of Policy term :
- 15 % on 3rd year, 20 % on 7th year, 25 % on 11th and 40 % Plus Bonus on 14th Year.
- For 18 years of Policy term :
- 10 % on 3rd, 10 % on 6th, 15 % on 12th, 15 % on 16th and 50 % Plus Bonus on 18th year.
On Death of life Assured, Full sum assured + Bonus will be paid (without deducting survival amount paid before if any)
Optional Benefits by paying additional premium.
- ADB/PTD/PWB
| First Policy Issue Date: 15-07-2018 |
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