15-Years Money Bank Cum Whole Life Assurance (Saarthak Ajeewan Jeevan Beema)March 29, 2018
It’s a MoneyBack Plan where the life insured purchase a policy for a certain period of time but the risk is covered during the life time of the policyholder or up to the period of life assured attaining age 100, whichever is less.
|Minimum Age At Entry :||11 Years|
|Maximum Age at Entry :||65 years|
|Policy Term :||15 Years|
|Maximum Age at Maturity :||70 years|
|Pay Mode :||Yearly, Half Yearly, Quarterly or monthly|
Rebate and Overload
|Rebate on Pay Mode|
|Yearly||2 % -Discount|
|Half Yearly||1 % -Discount|
|Rebate of Large Sum Assured|
|200000 and 299000||Rs 1 -Discount|
|300000 and above||Rs 2 -Discount|
On death of life assured during the term of policy FULL SUM ASSURED Plus Bonus Declared and Vested in the policy will be paid.
Survival Benefit :
- On Survival to 5 years from commencement : 25% of the sum Assured
- on Survival to 10 years from commencement : 25 % of the sum Assured
- On survival to 15 years of commencement : 50 % of sum Assured + Vested Bonus
- On survival to 100 years age : Full Sum Assured will be paid if not paid earlier due to death.
Optional Benefits (optional benefit available by paying additional premium as per company rule for the policies attaining age 16)
- ADB /PTD /PWB
Optional Benefits by paying additional premium in case of minor life assured. (11 to 14 years of age)
- Funeral Expenses
|First Policy Issue Date: 22-09-2017|
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