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Limited Payment Endowment (Dhanadhanya Jeevan Beema)

July 20, 2018
Limited Payment Endowment (Dhanadhanya Jeevan Beema)

It’s an Limited Payment and Money-back  plan paid for limited term of years. The Policy term is 25 years and the Payment is made either single or within 12 and 18 years.

Features
Minimum Age At Entry : 16
Maximum Age at Entry : 45 years
Minimum Policy Term : 25 years
Maximum Policy Term 25
Maximum Age at Maturity : 70 years
Pay Mode : Yearly, Half Yearly, Quarterly or monthly

Rebate and Overload

Rebate on Pay Mode
Yearly 2 % -Discount
Half Yearly 1 % -Discount
Quarterly NIL
Monthly 5% -Overload
Rebate of Large Sum Assured
501000 and Above Rs 2 -Discount
200000 to 500000 Rs 1 -Discount

Survival Benefits

On Survival, the benefits as a percentage of Sum Assured will be as

  • on 4th and 8th year of date of commencement : 10% of Sum Assured
  • on 12th, 16th and 18th year of date of commencement : 20 % of Sum Assured year
  • 0n 25th year : 20% of Sum Assured + Vested Bonus

On Death of life Assured, Full sum assured + Bonus will be paid (without deducting survival amount paid before if any)

Optional Benefits by paying additional premium.

  1. ADB/PTD/PWB
First Policy Issue Date: 02-05-2018